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3E++%3Cbr%3E+%3Cbr%3E++%3Cbr%3E+%3Cbr%3E++%3Cbr%3E+%3Cbr%3E++The+money+transfer+business+is+being+upended+by+new+fintech+firms+such+as+WorldRemit+and+TransferWise%3Cbr%3E+%3Cbr%3E++%3Cbr%3E+%3Cbr%3E++%3Cbr%3E+%3Cbr%3E++The+informal+nature+of+many+old-fashioned+remittance+services%2C+where+there+was+no+or+little+control+over+the+identity+of+those+transferring+money%2C+++studybay+-https%3A%2F%2Fstudybay.ws+had+led+Western+banks+to+stop+serving+several+countries+in+order+to+avoid+running+afoul+of+anti-money+laundering+and+terrorism+financing+regulations.%3Cbr%3E+%3Cbr%3E++%3Cbr%3E+%3Cbr%3E++%22A+lot+of+our+traditional+competitors+accepting+cash+often+pick+up+huge+fines+because+of+the+fact+that+they+are+outsourcing+their+core+compliance+functions+to+somebody+who+owns+his+small+corner+shop%2C+who+is+doing+money+transfers+as+a+side+business%2C%22+said+Ahmed.%3Cbr%3E+%3Cbr%3E++%3Cbr%3E+%3Cbr%3E++He+said+procedures+that+digital+firms+employ+to+ensure+compliance+are+more+robust+and+that+a+part+of+WorldRemit%27s+early+work+was+spent+convincing+regulators+of+that.%3Cbr%3E+%3Cbr%3E++%3Cbr%3E+%3Cbr%3E++Despite+the+number+of+competitors+now+crowding+the+sector%2C+Ahmed+believes+there+is+plenty+of+room+for+growth.%3Cbr%3E+%3Cbr%3E++%3Cbr%3E+%3Cbr%3E++%22Even+today%2C+only+10+percent+of+the+remittances+on+the+send+side+are+cashless+or+digital%2C%22+he+said.%22Wethink+that+in+the+next+few+years+as+much+as+40+to+60+percent+of+the+remittances+will+move+to+cashless.%22&shs_term_node_tid_depth=All&field_markalar_tid=All&model=
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